Beyond the Balance Sheet: Smart Strategies for Financial Success
We go beyond the numbers to provide clarity, strategy, and peace of mind. Whether you're a business owner, investor, or individual looking to optimize your finances, our expert insights help you navigate tax planning, financial reporting, and strategic growth with confidence. Let’s turn complexity into opportunity—one number at a time.
CRA Expands Online Mail Delivery: What Individuals Need to Know
The Canada Revenue Agency (CRA) has significantly expanded its use of online mail, affecting how individuals receive tax-related correspondence. These changes reflect CRA’s broader digital strategy and carry important…
Changing Support Agreements: When Spousal Support Becomes Child Support
When it comes to support payments following a separation or divorce, the distinction between spousal support and child support is…
TFSA Excess Contributions: When Decline in Value Traps Taxpayers
A Federal Court decision on July 25, 2025 upheld CRA’s denial of penalty tax relief for excess TFSA contributions—even when the taxpayer couldn’t…
Voluntary Disclosure Program (VDP): What’s New as of October 1, 2025?
The Voluntary Disclosures Program (VDP) from the Canada Revenue Agency (CRA) offers taxpayers a chance to correct past tax mistakes before CRA identifies them. If accepted, the disclosure can lead to…